The Business Health Check
Is Your Business a "House of Cards"?
Most business owners protect their buildings and equipment but leave their most valuable assets, their people, and their equity exposed. Take the 2-minute audit to identify your hidden "trapdoors."
- Identify Control Gaps: Ensure you never end up in business with a partner's spouse.
- Expose Financial Risks: Discover if your bank accounts could be restricted with little or no notice.
- Stop Tax Leakage: Learn how to avoid a 40% Inheritance Tax trap on business shares.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances
A copy of the report will also be provided to Navigation, should you wish to discuss the outcome any further.
How it works
Answer 5 questions about your business
Most business owners spend years building their "Revenue Engine," but very few spend time checking the "Safety Valves."
The following 5 questions are designed to stress-test your current business structure. They focus on the four critical pillars of corporate resilience: Ownership, Revenue, Debt, and Capacity.
How to answer:
- Yes: This safeguard is legally documented, funded, and currently in place.
- No: This is a known gap or something you haven't yet addressed.
- Unsure: If you aren't certain the protection is there, for the purposes of a risk audit, it is considered a vulnerability
Prefer to Speak to Someone First?
If you're unsure how to answer the questions, or would rather talk things through before starting the audit, we’re here to help. Simply get in touch and a member of our team will guide you through the areas that matter most for your business.
Navigation Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website http://www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.
SJP Approved 22/04/2026
